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PENGARUH PENGENDALIAN INTERNAL TERHADAP PEMBERIAN KREDIT PADA PT. JASA MARGA (PERSERO) TBK CABANG PURBALEUNYI

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PENGARUH PENGENDALIAN INTERNAL TERHADAP PEMBERIAN KREDIT PADA PT. JASA MARGA (PERSERO) TBK CABANG PURBALEUNYI Full Paper Destiana Nurahma Alia Universitas Advent Indonesia aliadestia@gmail.com Rolyana Ferinia Universitas Advent Indonesia sibuearolyana@gmail.com Abstrak : This study aims to determine how the influence of internal control on the provision of credit at PT. Jasa Marga Tbk. In this study, the authors used descriptive methods using statistical analysis. Based on the results of the research that has been done, it can be seen that internal control of credit provision is related to moderate and positive. Based on the calculation of static analysis that is processed with the SPSS version 20 program, it is known that the correlation test results are 0.532 which means it is in the moderate and positive range. The results of the analysis of the coefficient of determination show the value of R Square of 0.283 which means the contribution of influence from the independent variable is equal to 28.3% while the remaining 71.7% is influenced by other factors not examined. The results of the t test show that because t count (4,357)> t table (2,0096) then the null hypothesis is rejected, which means that internal control has an effect on the provision of credit where if internal control increases then the provision of credit to PT. Jasa Marga Tbk. will also increase. It can be seen that the significance is 0,000 where the number is smaller than 0.05, the null hypothesis is rejected (H0 is rejected), which means that there is a significant relationship between internal control and credit. The results of simple linear regression analysis are included in the PK´ equation = 1.249 + 0.669PI. The constant b0 = 1,294 means that if the internal control value is 0, then the credit is a positive value of 1,294. The coefficient b = 0.669 means that if internal control increases by 1 unit, then the credit will increase by 0.669 units. Kata Kunci : Pengendalian Internal. Pemberian Kredit